Terms of Service — Execute with Ray

Operated by James Meehan Digital ("JMD", "we", "us"). Effective: October 5, 2026.

1. Agreement

By using the Ray Steele Daily Text Coach website, signing up for a free trial, or purchasing a subscription, you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the service.

2. The service

Ray Steele Daily Text Coach is an AI-powered fitness coaching service delivered by text message. Ray Steele is an AI computer program, not a human trainer and not a doctor.

Tiers:

  • Free Guides ($0): workout guides delivered by email.
  • Texts Lite ($9.99/month): one workout text each morning.
  • Full Coach ($19.99/month): morning workout text, evening check-in text, photo meal check, custom plan from your onboarding answers, and a monthly printable plan.

We offer a free 5-day trial of the Full Coach tier. The trial requires no credit card. When the trial ends, you choose a paid tier or keep the free email guides. You are never charged automatically.

3. Eligibility

You must be 18 or older and a US resident with a US mobile number to use the text coaching service. By signing up, you confirm you meet these requirements.

4. Health and fitness disclaimer

This is the most important section. Read it.

  • The service provides general fitness information only. It is not medical advice, not a diagnosis, and not a treatment plan.
  • Consult your doctor before starting any exercise or nutrition program, especially if you have a health condition, injury, or take medication.
  • Exercise involves inherent risk of injury. Stop any movement that causes pain. You assume all risk of injury arising from your use of the workouts.
  • The photo meal check provides rough calorie estimates as ranges for general information only. Estimates can be significantly wrong. It is not dietary medical advice.
  • Individual results vary. We make no promises about strength gains, weight changes, or any specific outcome.
  • If you experience chest pain, dizziness, or shortness of breath during exercise, stop immediately and seek medical attention.

5. SMS program terms

  • Program name: Execute with Ray, operated by James Meehan Digital.
  • What you get: fitness coaching texts (daily workouts, check-ins, and replies to your questions). About 2 messages per day during the free trial and about 1 to 2 per day on a paid plan, plus replies when you text Ray on Full Coach. Message frequency varies.
  • Cost: message and data rates may apply according to your mobile plan.
  • Consent: by checking the consent box and submitting your number, you give prior express written consent to receive recurring automated coaching and account text messages at that number. Consent is optional and is not a condition of any purchase.
  • Opt out: reply STOP (or END, CANCEL, UNSUBSCRIBE, QUIT) to any message to cancel texts immediately. You can also cancel from your member page.
  • Help: reply HELP for program information including our name, contact, and opt-out instructions. For help, email support@executewithray.com or reply HELP.
  • Sharing: We will not share mobile information with third parties for promotional or marketing purposes.
  • Hours: we send texts between 8:00 AM and 9:00 PM in your local timezone.
  • Carriers: supported on all major US wireless carriers. Carriers are not liable for delayed or undelivered messages.
  • Records: we keep your consent record (phone number, exact consent language shown, timestamp) for at least four years as required by law.

6. Billing and cancellation

  • Paid tiers are billed monthly in advance through Stripe. Prices: Texts Lite $9.99/month, Full Coach $19.99/month.
  • Cancel anytime. Cancel from your member page or by replying STOP. Cancellation stops future billing and stops texts. We do not prorate partial months and do not issue refunds for partial months, except where required by law.
  • If a payment fails, we may pause your texts until billing is resolved.
  • We may change prices with 30 days' notice by text and email. Continued use after the notice period means you accept the new price.

7. Acceptable use

You agree not to: use the service for any unlawful purpose; harass, abuse, or threaten the service or its operators; attempt to disrupt, hack, or reverse-engineer the service; or share your account with others.

8. Intellectual property

All workouts, guides, PDFs, the Ray Steele persona, and site content are owned by James Meehan Digital. You may use the PDFs for personal, non-commercial use. You may not resell, redistribute, or republish our content.

9. Limitation of liability

To the maximum extent permitted by law: the service is provided "as is" without warranties of any kind. JMD is not liable for any injury, health issue, or damages arising from your use of workouts or nutrition information. Our total liability is limited to the amounts you paid us in the 12 months before the claim (or $100 if you used only the free tier).

Some states do not allow certain liability limitations, so parts of this section may not apply to you.

10. Indemnification

You agree to indemnify JMD against claims arising from your misuse of the service or violation of these terms.

11. Disputes

These terms are governed by California law. Any dispute will first be addressed through good-faith negotiation for 30 days. If unresolved, disputes will be settled by binding arbitration in Santa Barbara County, California, under the rules of the American Arbitration Association, except that either party may seek injunctive relief in court. You may opt out of arbitration by emailing us within 30 days of first accepting these terms.

12. Changes

We may update these terms. Material changes will be announced by text and email at least 14 days in advance. Continued use after changes take effect means you accept them.

13. Contact

James Meehan Digital, PO Box 8421, 400 Storke Rd, Goleta, CA 93199. For support: support@executewithray.com. For privacy requests: privacy@executewithray.com.